User Agreement

Standard Terms & Conditions

1. Professional Service Context

By accessing this site, you agree to be bound by these Terms of Service. operates this platform as an independent comparison engine. We are not an insurance carrier, underwriter, or broker. We do not issue insurance policies; we facilitate connections to those who do.

2. Affiliate Disclosure

Users are hereby notified that this site contains affiliate links. We receive compensation from insurance carriers and third-party partners featured on our platform. This relationship allows us to maintain our high-precision quote tools without charging users a service fee. This compensation does not influence the accuracy of the data presented.

3. Disclaimer of Quotes

Insurance quotes provided via our engine are estimates based on user-submitted information. Final premiums are determined exclusively by the chosen insurance carrier after their formal underwriting process. We make no guarantee regarding the final availability or pricing of any policy shown here.

4. Limitation of Liability

In no event shall or its partners be liable for any damages (including, without limitation, damages for loss of profit or business interruption) arising out of the use or inability to use the professional marketplace services offered on this site.

5. Governing Law

Any claim relating to this platform shall be governed by the laws of the jurisdiction in which the company is registered, without regard to its conflict of law provisions.